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Debt recovery · Cape Town & nationwide

Still waiting to be paid?

ARS Financial recovers unpaid invoices for South African businesses. Hand us the overdue invoice and we take over the reminders, calls and letters of demand. You watch every step live in your own portal, and pay nothing unless we recover.

Plus Credit Control to keep new invoices on time, and customer checks before you give credit.

4.7 on Google · 9 reviewsReal portal screens · sample data
No recovery, no feeRegistered with the Council for Debt CollectorsFirst demand within 24 hoursOwed by businesses or individualsNationwide, from Cape TownYou pay only on what we collectA live portal, free
Why we exist

We started ARS for the business that did everything right and still didn’t get paid.

Across South Africa, good companies deliver the work, send the invoice, and then wait. Weeks become months. Chasing it yourself feels awkward; handing it to lawyers costs more than the debt is worth. So the money quietly gets written off.

ARS Financial exists to change that. We take on the follow-up you would rather not do — the demands, the reminders, the difficult calls — and pursue it professionally, so your name stays intact and the customer relationship survives.

Getting paid shouldn’t cost you the relationship, or a fortune in legal fees.

What we are building is a recovery service that feels like it is on your side. No upfront cost, no jargon, no aggression — just steady, documented pressure, and a live portal so you can watch every step from your phone.

What clients say

Don’t just take our word for it.

“Great service! I thought it was going to be a long process and wait but not at all.”
Philip N.Google review
“Kyle went through all efforts to recover some outstanding invoices owed to me.”
Peter P.Google review
“ARS is professional and efficient.”
Vinny d.R.Google review
The ARS Financial app

Your cases, in your pocket.

Submit a case from your phone, follow every demand and call as it happens, and get a notification the moment a debtor pays. Free for every client.

Get it onGoogle PlayComing soonApp Store

On Android now. iPhone is coming soon; until then, the portal works in Safari.

ARSFinancial
Client Portal
Dashboard
Tuesday, 01 September · a live view of your accounts in recovery.
+ Submit a Case
Recovered
R25,700
5 cases handled
Outstanding
R40,000
in active recovery
Active cases
2
being chased now
Phone follow-up
1
escalated to calls
Recovery Progress
39%RECOVERED
Recovered R25,700
In recovery R40,000
Recovered by Month
R19k
Jul
R7k
Aug
Discuss a case

Tell us what you’re owed.

No cost to start and no obligation. We usually come back to you the same business day.